Gold loan

Turn your gold into opportunity.

Unlock the value of eligible gold through a simple loan journey with Jija Gold and its trusted lending partners.

Gold jewellery
Illustrative calculator

Estimate your eligible value.

This is an estimate only. Final valuation, LTV and deductions depend on lender terms.

Estimated value
₹87,020

Actual loan amount is subject to lender assessment, applicable LTV and scheme terms.

Get an Actual Quote
What you get

A simpler way to access funds against gold.

  • Loan options based on eligible gold value
  • Fast processing examples for qualifying cases
  • Simple documentation with required identity checks
  • Lending through regulated institutions
  • Doorstep assistance where the service is available

Product information

Starting rate0.92% p.m.*
Annual rate range11.00%–23%*
Loan period30–365 days*
Loan valueUp to ₹1,15,000/-*
ProcessingVaries by lender and scheme
How it works

Simple from application to disbursement.

01

Apply

Share your basic details.

02

Valuation

Eligible gold is assessed.

03

Approval

Complete identity checks and documentation.

04

Disbursement

Receive the approved amount.

Ready?

See what your gold could unlock.

Get a Loan Estimate