:root {
  --red: #b91f2b;
  --red-dark: #8f1721;
  --red-deep: #681018;
  --red-soft: #fdf0f1;
  --ink: #171313;
  --ink-soft: #292222;
  --muted: #6d6462;
  --cream: #fbf8f4;
  --cream-deep: #f3ebe5;
  --gold: #c8a15a;
  --gold-light: #ead7ad;
  --white: #fff;
  --line: #eadfda;
  --shadow-sm: 0 10px 30px rgba(46, 20, 20, .07);
  --shadow: 0 24px 70px rgba(46, 20, 20, .11);
  --shadow-lg: 0 34px 100px rgba(46, 20, 20, .16);
  --radius: 26px;
  --container: 1180px;
  --ease: cubic-bezier(.22, 1, .36, 1);
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}

body {
  margin: 0;
  font-family: "DM Sans", Arial, sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.65;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

::selection {
  background: var(--red);
  color: var(--white);
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea { font: inherit; }

button { cursor: pointer; }

img {
  max-width: 100%;
  display: block;
}

img.image-failed {
  opacity: 0;
}

.container {
  width: min(var(--container), calc(100% - 40px));
  margin-inline: auto;
}

.container > * {
  min-width: 0;
}

.skip-link {
  position: fixed;
  left: 18px;
  top: 18px;
  z-index: 1000;
  transform: translateY(-180%);
  background: var(--ink);
  color: var(--white);
  padding: 11px 15px;
  border-radius: 10px;
  transition: transform .2s ease;
}

.skip-link:focus { transform: translateY(0); }

:focus-visible {
  outline: 3px solid rgba(185, 31, 43, .28);
  outline-offset: 3px;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--red);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .15em;
  line-height: 1.2;
  text-transform: uppercase;
}

.eyebrow::before {
  content: "";
  width: 27px;
  height: 1px;
  flex: 0 0 27px;
  background: currentColor;
}

h1,
h2,
h3,
p { margin-top: 0; }

h1,
h2 {
  font-family: "Playfair Display", Georgia, serif;
  line-height: 1.04;
  letter-spacing: -.04em;
}

h1 {
  font-size: clamp(46px, 6.6vw, 84px);
  margin: 18px 0;
  max-width: 850px;
}

h2 {
  font-size: clamp(36px, 4.6vw, 60px);
  margin: 14px 0 20px;
}

h3 {
  line-height: 1.18;
}

.lead {
  max-width: 650px;
  color: var(--muted);
  font-size: 18px;
  line-height: 1.75;
}

.section-head {
  max-width: 780px;
  margin-bottom: 48px;
}

.section-head.center {
  margin-inline: auto;
  text-align: center;
}

.section-head.center .lead { margin-inline: auto; }

.topbar {
  position: relative;
  z-index: 80;
  background: #191414;
  color: #eee;
  font-size: 12px;
}

.topbar .container {
  min-height: 34px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.topbar a { opacity: .9; }
.topbar a:hover { color: #fff; }

header {
  position: sticky;
  top: 0;
  z-index: 70;
  background: rgba(251, 248, 244, .88);
  border-bottom: 1px solid rgba(234, 223, 218, .8);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
}

nav {
  position: relative;
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand {
  display: inline-flex;
  align-items: center;
  flex: 0 0 auto;
}

header .brand {
  padding: 6px 10px;
  border-radius: 14px;
  background: var(--ink);
}

.site-logo {
  display: block;
  width: auto;
  height: 48px;
  object-fit: contain;
}

.site-logo.mobile-only { display: none; }

.navlinks {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 24px;
  font-size: 13px;
  font-weight: 700;
}

.navlinks > a:not(.btn) {
  position: relative;
  padding: 27px 0;
  color: #403a38;
  transition: color .2s ease;
}

.navlinks > a:not(.btn)::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 19px;
  height: 2px;
  border-radius: 99px;
  background: var(--red);
  transform: scaleX(0);
  transform-origin: center;
  transition: transform .25s var(--ease);
}

.navlinks > a:hover,
.navlinks > a.active,
.navlinks > a[aria-current="page"] { color: var(--red); }

.navlinks > a:hover::after,
.navlinks > a.active::after,
.navlinks > a[aria-current="page"]::after { transform: scaleX(1); }

.menu {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 13px;
  background: rgba(255,255,255,.8);
  color: var(--ink);
  font-size: 0;
  place-items: center;
}

.menu::before,
.menu::after {
  content: "";
  position: absolute;
  width: 18px;
  height: 2px;
  border-radius: 10px;
  background: currentColor;
  transition: transform .25s ease;
}

.menu::before { transform: translateY(-4px); }
.menu::after { transform: translateY(4px); }

.menu[aria-expanded="true"]::before { transform: rotate(45deg); }
.menu[aria-expanded="true"]::after { transform: rotate(-45deg); }

.btn {
  position: relative;
  isolation: isolate;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 13px 21px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 800;
  line-height: 1;
  overflow: hidden;
  transition: transform .25s var(--ease), box-shadow .25s var(--ease), background .25s ease, border-color .25s ease, color .25s ease;
}

.btn::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(110deg, transparent 25%, rgba(255,255,255,.24) 48%, transparent 70%);
  transform: translateX(-125%);
  transition: transform .65s var(--ease);
}

.btn:hover::before { transform: translateX(125%); }

.btn:hover { transform: translateY(-3px); }

.btn:active { transform: translateY(-1px); }

.btn-primary {
  color: var(--white);
  background: var(--red);
  box-shadow: 0 12px 28px rgba(185,31,43,.22);
}

.btn-primary:hover {
  background: var(--red-dark);
  box-shadow: 0 18px 36px rgba(185,31,43,.28);
}

.btn-light {
  color: var(--ink);
  background: var(--white);
  border-color: var(--line);
  box-shadow: 0 8px 24px rgba(46,20,20,.04);
}

.btn-light:hover {
  color: var(--red);
  border-color: rgba(185,31,43,.35);
  box-shadow: var(--shadow-sm);
}

.btn-arrow::after {
  content: "↗";
  font-size: 16px;
  line-height: 1;
  transition: transform .25s var(--ease);
}

.btn-arrow:hover::after { transform: translate(2px, -2px); }

main { min-height: 50vh; }

.hero,
.page-hero {
  position: relative;
  overflow: hidden;
}

.hero {
  padding: 64px 0 82px;
}

.hero::before,
.page-hero::before {
  content: "";
  position: absolute;
  width: 720px;
  height: 720px;
  right: -300px;
  top: -390px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(185,31,43,.12), transparent 68%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.02fr .98fr;
  gap: 64px;
  align-items: center;
}

.hero-copy { position: relative; z-index: 1; }

.hero-copy h1 span { color: var(--red); }

.hero-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin: 30px 0 34px;
}

.mini-proof {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.mini-proof > div {
  min-width: 125px;
  padding-left: 14px;
  border-left: 1px solid var(--line);
}

.mini-proof strong {
  display: block;
  font-size: 19px;
  line-height: 1.2;
}

.mini-proof span {
  display: block;
  margin-top: 3px;
  color: var(--muted);
  font-size: 11px;
}

.hero-media {
  position: relative;
  z-index: 1;
}

.hero-image {
  width: 100%;
  height: 590px;
  object-fit: cover;
  background: linear-gradient(135deg, #efe3dc, #d9c4bb);
  border-radius: 34px;
  box-shadow: var(--shadow-lg);
  transform: translateZ(0);
}

.hero-media::after {
  content: "";
  position: absolute;
  inset: 16px -14px -16px 14px;
  z-index: -1;
  border: 1px solid rgba(185,31,43,.14);
  border-radius: 34px;
  transform: rotate(2deg);
}

.hero-badge {
  position: absolute;
  left: -30px;
  bottom: 34px;
  min-width: 225px;
  padding: 18px 20px;
  background: rgba(255,255,255,.96);
  border: 1px solid rgba(234,223,218,.9);
  border-radius: 20px;
  box-shadow: 0 22px 55px rgba(35,18,18,.18);
  backdrop-filter: blur(12px);
}

.hero-badge small {
  display: block;
  color: var(--muted);
  font-size: 10px;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.hero-badge strong {
  display: block;
  margin: 3px 0;
  font-family: Georgia, serif;
  font-size: 25px;
}

.hero-badge b { color: var(--red); }

.trust-strip {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: var(--white);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.trust-item {
  padding: 23px 20px;
  border-right: 1px solid var(--line);
  text-align: center;
}

.trust-item:last-child { border-right: 0; }

.trust-item strong {
  display: block;
  font-size: 24px;
  line-height: 1.2;
}

.trust-item span {
  display: block;
  margin-top: 4px;
  color: var(--muted);
  font-size: 11px;
}

section { padding: 104px 0; }

.page-hero {
  padding: 84px 0 72px;
  background: linear-gradient(180deg, #fffdfb 0%, var(--cream) 100%);
}

.page-hero .container {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  align-items: center;
  gap: 70px;
}

.page-hero h1 { max-width: 720px; }

.page-image {
  width: 100%;
  height: 470px;
  object-fit: cover;
  background: linear-gradient(135deg, #efe3dc, #d9c4bb);
  border-radius: 30px;
  box-shadow: var(--shadow);
}

.content-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
}

.content-card {
  padding: 34px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 26px;
  box-shadow: var(--shadow-sm);
}

.content-card h3 {
  margin-bottom: 10px;
  font-family: Georgia, serif;
  font-size: 26px;
}

.content-card .lead { font-size: 16px; }

.story { background: var(--cream-deep); }

.story-card {
  padding: 42px;
  background: var(--white);
  border-radius: 30px;
  box-shadow: var(--shadow);
}

.story-card .big,
.content-card .big {
  font-family: Georgia, serif;
  font-size: 58px;
  line-height: 1;
  color: var(--red);
}

.features {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.feature {
  min-height: 245px;
  padding: 29px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 3px 0 rgba(0,0,0,0);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s ease;
}

.feature:hover {
  transform: translateY(-8px);
  border-color: rgba(185,31,43,.18);
  box-shadow: var(--shadow);
}

.feature-icon {
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  margin-bottom: 24px;
  border-radius: 14px;
  background: var(--red-soft);
  color: var(--red);
  font-size: 18px;
  font-weight: 800;
  transition: transform .35s var(--ease);
}

.feature:hover .feature-icon { transform: rotate(-5deg) scale(1.06); }

.feature h3 {
  margin-bottom: 8px;
  font-family: Georgia, serif;
  font-size: 25px;
}

.feature p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 14px;
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.step {
  position: relative;
  min-height: 190px;
  padding: 29px 24px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  overflow: hidden;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s ease;
}

.step::after {
  content: "";
  position: absolute;
  right: -22px;
  bottom: -30px;
  width: 80px;
  height: 80px;
  border: 1px solid rgba(185,31,43,.08);
  border-radius: 50%;
}

.step:hover {
  transform: translateY(-6px);
  border-color: rgba(185,31,43,.18);
  box-shadow: var(--shadow-sm);
}

.step-num {
  display: block;
  color: var(--red);
  font-family: Georgia, serif;
  font-size: 18px;
}

.step h3 { margin: 12px 0 7px; }

.step p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 13px;
}

.list {
  display: grid;
  gap: 12px;
  margin: 25px 0 0;
  padding: 0;
  list-style: none;
}

.list li {
  position: relative;
  padding: 13px 16px 13px 45px;
  background: rgba(255,255,255,.72);
  border: 1px solid rgba(234,223,218,.9);
  border-radius: 14px;
  color: #514947;
}

.list li::before {
  content: "✓";
  position: absolute;
  left: 16px;
  top: 13px;
  width: 19px;
  height: 19px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--red-soft);
  color: var(--red);
  font-size: 11px;
  font-weight: 900;
}

.calculator {
  position: relative;
  overflow: hidden;
  padding: 52px;
  color: var(--white);
  background: #171313;
  border-radius: 34px;
  box-shadow: var(--shadow-lg);
}

.calculator::before {
  content: "";
  position: absolute;
  width: 500px;
  height: 500px;
  right: -220px;
  top: -240px;
  border-radius: 50%;
  border: 1px solid rgba(234,215,173,.18);
  box-shadow: 0 0 0 70px rgba(234,215,173,.025), 0 0 0 140px rgba(234,215,173,.02);
}

.calculator > * { position: relative; z-index: 1; }

.calc-grid {
  display: grid;
  grid-template-columns: 1fr .9fr;
  gap: 55px;
  align-items: center;
}

.calculator h2 { margin-top: 10px; }

.calculator .lead { color: #bdb3b0; }

.field { margin: 20px 0; }

.field label {
  display: block;
  margin-bottom: 8px;
  color: #cfc5c2;
  font-size: 12px;
  font-weight: 600;
}

.field input,
.field select {
  width: 100%;
  min-height: 50px;
  padding: 13px 15px;
  color: var(--white);
  background: #211c1c;
  border: 1px solid #423a38;
  border-radius: 13px;
  outline: none;
  transition: border-color .2s ease, box-shadow .2s ease;
}

.field input:focus,
.field select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(200,161,90,.1);
}

.range {
  width: 100%;
  accent-color: var(--gold);
}

.calc-result {
  align-self: stretch;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 31px;
  background: linear-gradient(145deg, #2b2220, #171313);
  border: 1px solid #4a3c36;
  border-radius: 25px;
}

.calc-result .label {
  color: #cfc5c2;
  font-size: 11px;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.amount {
  margin: 8px 0 5px;
  color: #f1dfb5;
  font-family: Georgia, serif;
  font-size: 52px;
  line-height: 1.1;
}

.calc-result p {
  color: #bdb3b0;
  font-size: 13px;
}

.rate-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 20px;
  font-size: 14px;
}

.rate-table th,
.rate-table td {
  padding: 13px 0;
  border-bottom: 1px solid var(--line);
  text-align: left;
}

.rate-table th {
  color: var(--muted);
  font-weight: 600;
}

.rate-table td {
  font-weight: 800;
  text-align: right;
}

.home-loan {
  overflow: hidden;
  color: var(--white);
  background: #181313;
  border-radius: 34px;
  box-shadow: var(--shadow);
}

.home-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 470px;
}

.home-copy {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  padding: 65px;
}

.home-copy .lead { color: #c7bfbc; }

.home-image {
  min-height: 400px;
  overflow: hidden;
  background: #eee;
}
.home-image img {
  width: 100%;
  height: 100%;
  min-height: 400px;
  object-fit: cover;
}

.partners {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 55px;
  flex-wrap: wrap;
}

.partners img {
  max-width: 170px;
  max-height: 62px;
  width: auto;
  object-fit: contain;
  filter: grayscale(1);
  opacity: .68;
  transition: filter .25s ease, opacity .25s ease, transform .25s var(--ease);
}

.partners img:hover {
  filter: grayscale(0);
  opacity: 1;
  transform: translateY(-3px);
}

.team {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.person {
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow-sm);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}

.person:hover {
  transform: translateY(-7px);
  box-shadow: var(--shadow);
}

.person img {
  width: 100%;
  height: 350px;
  object-fit: cover;
  object-position: center top;
  background: #eee;
}

.person-body { padding: 24px; }

.person-body h3 {
  margin-bottom: 3px;
  font-family: Georgia, serif;
  font-size: 25px;
}

.role {
  color: var(--red);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.person-body p {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 13px;
}

.testimonials {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.quote {
  padding: 28px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  transition: transform .3s var(--ease), box-shadow .3s var(--ease);
}

.quote:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-sm);
}

.quote-mark {
  color: var(--red);
  font-family: Georgia, serif;
  font-size: 42px;
  line-height: .7;
}

.quote p {
  margin: 15px 0;
  font-family: Georgia, serif;
  font-size: 18px;
}

.quote small { color: var(--muted); }

.faq { max-width: 950px; }

details {
  margin: 10px 0;
  padding: 19px 21px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
  transition: border-color .2s ease, box-shadow .2s ease;
}

details[open] {
  border-color: rgba(185,31,43,.22);
  box-shadow: var(--shadow-sm);
}

summary {
  cursor: pointer;
  font-weight: 800;
  list-style: none;
}

summary::-webkit-details-marker { display: none; }

summary::after {
  content: "+";
  float: right;
  color: var(--red);
  font-size: 20px;
  line-height: 1;
  transition: transform .25s ease;
}

details[open] summary::after { transform: rotate(45deg); }

details p {
  margin: 14px 0 0;
  color: var(--muted);
  font-size: 14px;
}

.cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  padding: 65px;
  color: var(--white);
  background: linear-gradient(135deg, var(--red), var(--red-dark));
  border-radius: 34px;
  box-shadow: var(--shadow);
}

.cta h2 {
  margin: 10px 0;
  color: var(--white);
}

.cta .lead { color: #f8dfe1; }

.form-wrap {
  padding: 34px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: var(--shadow);
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 15px;
}

.form-wrap label {
  display: block;
  margin-bottom: 7px;
  color: #4c4543;
  font-size: 12px;
  font-weight: 800;
}

.form-wrap input:not([type="checkbox"]),
.form-wrap select,
.form-wrap textarea {
  width: 100%;
  padding: 14px;
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  outline: none;
  transition: border-color .2s ease, box-shadow .2s ease;
}

.form-wrap input:not([type="checkbox"]):focus,
.form-wrap select:focus,
.form-wrap textarea:focus {
  border-color: rgba(185,31,43,.55);
  box-shadow: 0 0 0 4px rgba(185,31,43,.07);
}

.form-wrap textarea {
  min-height: 125px;
  resize: vertical;
}

.form-wrap input[type="checkbox"] {
  width: auto;
  margin: 0 8px 0 0;
  accent-color: var(--red);
}

.form-consent {
  display: flex !important;
  align-items: flex-start;
  gap: 2px;
  font-weight: 500 !important;
  line-height: 1.45;
}

.full { grid-column: 1 / -1; }

.form-status {
  display: none;
  margin-top: 14px;
  padding: 12px 14px;
  border-radius: 12px;
  color: #6b5630;
  background: #fff6df;
  border: 1px solid #ecd7a4;
  font-size: 13px;
}

.form-status.show { display: block; }

.contact-grid {
  display: grid;
  grid-template-columns: .85fr 1.15fr;
  gap: 60px;
  align-items: start;
}

.contact-card {
  padding: 25px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: var(--shadow-sm);
  overflow-wrap: anywhere;
}

.contact-card h3 {
  margin-bottom: 9px;
  font-family: Georgia, serif;
  font-size: 23px;
}

.contact-card a {
  display: block;
  margin: 5px 0;
  color: var(--red);
  font-weight: 800;
}

.contact-card p {
  margin-bottom: 8px;
  color: var(--muted);
  font-size: 13px;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.blog-card {
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow-sm);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}

.blog-card:hover {
  transform: translateY(-7px);
  box-shadow: var(--shadow);
}

.blog-card > a { display: block; height: 100%; }

.blog-card img {
  width: 100%;
  height: 225px;
  object-fit: cover;
}

.blog-card-body {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  min-height: 255px;
  padding: 25px;
}

.blog-card-meta,
.post-meta {
  color: var(--red);
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.blog-card h3 {
  margin: 10px 0;
  font-family: Georgia, serif;
  font-size: 25px;
  line-height: 1.15;
}

.blog-card p {
  color: var(--muted);
  font-size: 14px;
}

.blog-card .btn { margin-top: auto; }

.blog-post {
  max-width: 860px;
  margin-inline: auto;
}

.blog-post-hero {
  width: 100%;
  height: 480px;
  margin: 35px 0 45px;
  object-fit: cover;
  background: linear-gradient(135deg, #efe3dc, #d9c4bb);
  border-radius: 30px;
  box-shadow: var(--shadow);
}

.blog-post h2 {
  margin-top: 45px;
  font-size: 34px;
}

.blog-post h3 {
  margin-top: 30px;
  font-family: Georgia, serif;
  font-size: 25px;
}

.blog-post p,
.blog-post li {
  color: #4f4745;
  font-size: 17px;
}

.blog-post ul,
.blog-post ol { padding-left: 24px; }

.post-intro {
  margin: 0 auto 30px;
  max-width: 740px;
  color: var(--muted);
  font-size: 20px;
}

.post-disclosure {
  margin-top: 30px;
  padding: 17px 19px;
  color: #6b5630;
  background: #fff6df;
  border: 1px solid #ecd7a4;
  border-radius: 14px;
  font-size: 13px;
}

.site-footer-logo {
  width: auto;
  height: 44px;
}

.site-footer-links {
  display: grid;
  gap: 5px;
}

footer {
  padding: 70px 0 30px;
  color: #d7cfcc;
  background: #171313;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.25fr .8fr .9fr 1fr;
  gap: 45px;
}

footer h3 {
  margin: 0 0 16px;
  color: var(--white);
  font-family: Georgia, serif;
  font-size: 20px;
}

footer a {
  display: block;
  margin: 7px 0;
  color: #aaa19e;
  font-size: 13px;
  transition: color .2s ease, transform .2s ease;
}

footer a:hover {
  color: var(--white);
  transform: translateX(2px);
}

.footer-brand p {
  max-width: 350px;
  color: #aaa19e;
  font-size: 13px;
}

.footer-contact {
  font-size: 12px !important;
  color: #aaa19e !important;
}

.legal {
  margin-top: 38px;
  padding-top: 28px;
  border-top: 1px solid #322b29;
  color: #817875;
  font-size: 11px;
  line-height: 1.75;
  overflow-wrap: anywhere;
}

.copyright {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  margin-top: 25px;
  padding-top: 20px;
  border-top: 1px solid #322b29;
  color: #8f8885;
  font-size: 11px;
  overflow-wrap: anywhere;
}

.mobile-cta { display: none; }

[data-reveal] {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .75s var(--ease), transform .75s var(--ease);
}

[data-reveal].is-visible {
  opacity: 1;
  transform: none;
}

[data-reveal="delay-1"] { transition-delay: .08s; }
[data-reveal="delay-2"] { transition-delay: .16s; }
[data-reveal="delay-3"] { transition-delay: .24s; }
[data-reveal="delay-4"] { transition-delay: .32s; }

@media (max-width: 980px) {
  .navlinks {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: calc(100% + 10px);
    align-items: stretch;
    flex-direction: column;
    gap: 2px;
    max-height: calc(100vh - 120px);
    overflow-y: auto;
    padding: 10px;
    background: rgba(255,255,255,.98);
    border: 1px solid var(--line);
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
  }

  .navlinks.open { display: flex; }

  .navlinks > a:not(.btn) {
    padding: 9px 12px;
    border-radius: 11px;
    line-height: 1.2;
  }

  .navlinks > a:not(.btn)::after { display: none; }

  .navlinks > a:not(.btn):hover,
  .navlinks > a.active,
  .navlinks > a[aria-current="page"] { background: var(--red-soft); }

  .navlinks .btn {
    min-height: 42px;
    margin-top: 4px;
    padding: 11px 16px;
  }

  .menu {
    position: relative;
    display: grid;
  }
}

@media (max-width: 1080px) {
  .navlinks { gap: 17px; }
  .navlinks > a:not(.btn) { font-size: 12px; }
  .hero-grid,
  .page-hero .container { gap: 42px; }
}

@media (max-width: 900px) {
  .hero-grid,
  .page-hero .container,
  .calc-grid,
  .content-grid,
  .contact-grid,
  .home-grid {
    grid-template-columns: 1fr;
  }

  .hero {
    padding: 55px 0 70px;
  }

  .hero-image { height: 470px; }

  .hero-badge {
    left: 20px;
    bottom: 25px;
  }

  .page-hero { padding: 68px 0 58px; }

  .page-image { height: 400px; }

  .features,
  .steps {
    grid-template-columns: repeat(2, 1fr);
  }

  .team { grid-template-columns: 1fr 1fr; }

  .blog-grid { grid-template-columns: 1fr 1fr; }

  .footer-grid { grid-template-columns: 1fr 1fr; }

  .cta { align-items: flex-start; }
}

@media (max-width: 600px) {
  .container { width: calc(100% - 28px); }

  input,
  select,
  textarea { font-size: 16px; }

  .topbar {
    font-size: 10px;
  }

  .topbar .container {
    justify-content: center;
    min-height: 32px;
  }

  .topbar .email { display: none; }

  nav { min-height: 68px; }

  .site-logo { height: 39px; }

  header .brand { padding: 4px 8px; }

  .site-logo.desktop-only { display: none; }
  .site-logo.mobile-only { display: block; }

  .hero {
    padding: 38px 0 56px;
  }

  .hero-grid { gap: 36px; }

  h1 {
    font-size: clamp(43px, 13vw, 58px);
    line-height: 1.02;
  }

  h2 {
    font-size: clamp(34px, 10vw, 46px);
  }

  .lead { font-size: 16px; }

  .hero-actions {
    align-items: stretch;
    flex-direction: column;
    margin: 23px 0 28px;
  }

  .hero-actions .btn { width: 100%; }

  .hero-image {
    height: 330px;
    border-radius: 24px;
  }

  .hero-media::after {
    inset: 9px -7px -9px 7px;
    border-radius: 24px;
  }

  .hero-badge {
    min-width: 190px;
    padding: 14px 16px;
    border-radius: 16px;
  }

  .hero-badge strong { font-size: 21px; }

  .mini-proof {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
  }

  .mini-proof > div {
    min-width: 0;
    padding-left: 11px;
  }

  .trust-grid { grid-template-columns: 1fr 1fr; }

  .trust-item {
    min-height: 100px;
    padding: 19px 9px;
    border-bottom: 1px solid var(--line);
  }

  .trust-item:nth-child(2),
  .trust-item:nth-child(4) { border-right: 0; }

  .trust-item strong { font-size: 20px; }

  section { padding: 72px 0; }

  .page-hero {
    padding: 48px 0 44px;
  }

  .page-hero .container { gap: 32px; }

  .page-image {
    height: 300px;
    border-radius: 23px;
  }

  .features,
  .steps,
  .team,
  .testimonials,
  .form-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .feature { min-height: auto; }

  .calculator {
    padding: 29px 20px;
    border-radius: 24px;
  }

  .calc-grid { gap: 28px; }

  .amount { font-size: 42px; }

  .content-card,
  .story-card,
  .form-wrap {
    padding: 25px 21px;
    border-radius: 22px;
  }

  .home-copy { padding: 42px 25px; }

  .home-image { min-height: 280px; }
  .home-image img { min-height: 280px; }

  .cta {
    display: block;
    padding: 39px 25px;
    border-radius: 25px;
  }

  .cta .btn { margin-top: 8px; }

  .partners { gap: 27px; }

  .partners img {
    max-width: 125px;
    max-height: 52px;
  }

  .blog-grid { grid-template-columns: 1fr; }

  .blog-card img { height: 205px; }

  .blog-card-body {
    min-height: 0;
  }

  .blog-post-hero {
    height: 270px;
    margin: 25px 0 35px;
    border-radius: 22px;
  }

  .blog-post p,
  .blog-post li { font-size: 16px; }

  .post-intro { font-size: 18px; }

  .person img { height: 320px; }

  .mobile-cta {
    position: fixed;
    left: 12px;
    right: 12px;
    bottom: 12px;
    z-index: 65;
    display: flex;
    gap: 7px;
    padding: 8px;
    background: rgba(23,19,19,.96);
    border-radius: 16px;
    box-shadow: 0 15px 35px rgba(0,0,0,.25);
    backdrop-filter: blur(10px);
  }

  .mobile-cta a {
    flex: 1;
    padding: 10px;
    border-radius: 11px;
    text-align: center;
    color: var(--white);
    font-size: 12px;
    font-weight: 800;
  }

  .mobile-cta a:last-child {
    background: var(--red);
  }

  .copyright {
    display: block;
  }

  .copyright span {
    display: block;
    margin-top: 8px;
  }

  footer { padding-bottom: 105px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }

  *,
  *::before,
  *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }

  [data-reveal] {
    opacity: 1;
    transform: none;
  }
}

.eyebrow-light { color: #ead7ad; }
.eyebrow-on-red { color: #f6d6d9; }
.section-soft { background: var(--cream-deep); }
.section-head-center { margin-inline: auto; text-align: center; }
.section-head-center .lead { margin-inline: auto; }
.lead-center { margin-inline: auto; }
.spaced-partners { margin-top: 48px; }
.btn-white { color: var(--red); background: var(--white); border-color: rgba(255,255,255,.65); }
.divider { margin: 25px 0; border: 0; border-top: 1px solid var(--line); }

.section-tight-top { padding-top: 35px; }
.section-tight-faq { padding-top: 25px; }
.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.btn-cta-dark { color: var(--white); background: var(--red-deep); border-color: rgba(255,255,255,.16); }